Travel Insurance

Travel Insurance protects Canadians from unexpected costs while travelling — including emergency medical care, trip cancellations, lost baggage, and more. It’s essential whether you're leaving the country or just your home province.

Peace of Mind Wherever You Go

Whether you're heading across Canada or around the world, travel insurance ensures that unexpected events don’t derail your plans — or your finances. Provincial health coverage is limited outside your home province and doesn’t apply internationally, making private travel insurance a smart and often necessary choice.

What Travel Insurance Typically Covers

  • Emergency medical care (hospitalization, surgery, prescriptions).
  • Trip cancellation or interruption (due to illness, weather, or emergencies).
  • Lost or delayed baggage.
  • Accidental death and repatriation.
  • Travel delay expenses (hotels, meals, rebooking fees).
  • 24/7 assistance services (medical coordination, translation, evacuation).
travel insurance

Who Should Consider It?

  • Canadians travelling outside their province or country.
  • Snowbirds and retirees spending winters abroad.
  • Students studying internationally.
  • Business travellers and frequent flyers.
  • Families on vacation or visiting relatives.

Types of Travel Insurance Plans

  • Single-trip plans: Coverage for one specific trip.
  • Multi-trip (annual) plans: Ideal for frequent travellers.
  • All-inclusive packages: Combine medical, cancellation, baggage, and more.
  • Emergency medical only: For those who don’t need trip protection.
  • Top-up plans: Extend coverage on credit card or group insurance.

Advisor Tip from Guriqbal Singh

"Travel insurance isn’t just about medical emergencies — it’s about protecting your time, money, and peace of mind. I help clients choose plans that match their destination, duration, and risk profile — with clear terms and trusted coverage."

Ready to Travel Protected?

Whether you're planning a weekend getaway or a global adventure, O Canada Insurance Inc. makes travel coverage simple and secure.
Book a consultation today to compare plans and get a personalized quote.