Coverage When It Counts Most

A serious illness can disrupt your life — physically, emotionally, and financially. Critical Illness Insurance offers a one-time, tax-free benefit if you're diagnosed with a covered condition, such as cancer, heart attack, or stroke. This money can be used however you choose: medical treatments, travel, home care, or simply keeping your household afloat.

What Does It Cover?

Most plans include coverage for:

• Cancer (life-threatening).

Heart attack

• Stroke.
• Major organ failure or transplant.
• Multiple sclerosis.
• Severe burns.
• Parkinson’s disease, Alzheimer’s, and more..

Coverage varies by provider and plan — we help you choose the one that fits your health history and risk profile.

Why It Matters

• Immediate financial relief during recovery.
• No restrictions on how the benefit is used.
• Complements life and disability insurance.
• Helps cover out-of-pocket medical costs not covered by provincial plans.
• Supports lifestyle adjustments like home modifications or time off work.

Who Should Consider It?

• Young professionals with limited savings.
• Parents who want to protect their family's lifestyle.
• Business owners who can't afford downtime.
• Retirees concerned about health risks and legacy planning.

Why Choose O Canada Insurance Inc.?

Guriqbal Singh, with LLQP licensing in Ontario and Saskatchewan and an MBA in Management, brings strategic insight and personalized care to every policy. We work with Canada Life, Manulife, and iA Financial Group to offer flexible plans that match your health profile, budget, and long-term goals.